Affordable Bankruptcy Lawyer Heather Dickerson
Heather L. Dickerson has spent 29 years helping everyday Marylanders find relief from overwhelming debt. With a flat legal fee of just $599, we make bankruptcy accessible to those who need it most. We handle both Chapter 7 and Chapter 13 cases throughout Maryland, treating every client with respect and dignity.
Our mission is simple: help regular people get a fresh start without breaking the bank. Whether you're facing wage garnishment, utility shutoffs, or mounting medical bills, we'll guide you through the bankruptcy process with clarity and compassion.
With experience handling thousands of Maryland bankruptcy cases, we know how to navigate the courts efficiently. We'll evaluate your financial situation, determine whether Chapter 7 or Chapter 13 is right for you, and walk beside you every step of the way toward debt freedom.
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Our Services
Chapter 7 Bankruptcy
Liquidation bankruptcy that wipes out most unsecured debts in 3-5 months. Ideal for individuals who cannot repay their obligations and need a quick fresh start.
Chapter 13 Bankruptcy
Reorganization plan that allows you to keep property while repaying debts over 3-5 years. Stops foreclosure and wage garnishment immediately.
Stop Wage Garnishments
Filing bankruptcy triggers an automatic stay that halts creditor collection actions, including wage garnishment, giving you breathing room.
Prevent Utility Shutoffs
We help stop Maryland utility companies from cutting off electric and other services by addressing outstanding debts through bankruptcy protection.
Save Your Home
Chapter 13 can stop foreclosure proceedings and allow you to catch up on mortgage payments. In some cases, we can help eliminate second mortgages.
Bankruptcy Eligibility Review
Free consultation to assess your financial situation, determine which chapter fits your needs, and confirm whether bankruptcy is the right choice for you.
